bank docplayer PRIMARY malaysia karikari iium kwame binti 2012 STUDENT GRADEMARK busines muhammad decision mobile jordan euromed olusegun influence GRADE ahmat participation intermediate uninversity ghana religiou xue venere mcser borsa PUBLICATIONS bella perception joi methodist shyan file deposit studie phone industry 2021 emerald investment non nkrumah fuadah nur net pdf financial ghanaian SIMILARITY stakeholder www bode quote exclude attitude student amazonaw finance okodua appiah marketing midland michael theory gulshan applicability nizam _bayu_taufiq_possumah submitted 2015 economic accounting 93K consumer diversification tiong 56PM iqra suun affecting journal ruth tariff social paper yang trade introduction susan source matche west technology hichem gyasi obasaju institute 1626146256 religion international sun responsibility ID group org johari 2016 edu muslim nimako submission 10337 com PLS wikipedia factor cardiffmet jamal panoptic sanusi jul instructor possumah istanbul enhancing jibfnet corporate date UTC perspective SOURCES character university oman different bibliography 0700 determinant advert publication research science taufiq doe 56865 integration procedia return SME ECOWAS acros REPORT state principle mbawuni sciedu olayiwola active banking kim predicting PAGE bayu name INTERNET 2017 joseph word london pilley reflect 601 islamic mihantarjomeh ORIGINALITY nedal GENERAL 2018 adoption FINAL INDEX PAPERS internet wumi 10_566_su_un COMMENTS almaimani constraint service toward fam henry fayoumi well azura hamza repository review simon goh count